Mortgage Lender Index

Beal Bank USA

Beal Bank USA is a state bank, not a federal reserve member based in Las Vegas, Nevada, with $11.0 billion in assets and $1.7 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 10 branches in 10 counties.

FDIC certificate57833
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$11.0 billion
Deposits$1.7 billion
Offices10
Net income, year to date$527.0 million
Return on assets8.20%
Websitewww.bealbankUSA.com
Mortgage lendingNo lender of this name reports under HMDA: this bank does not file HMDA, or files under another name.

Branches by county, 2026

CountyBranchesDeposits
Clark County, NV 1$1.1 billion
Sacramento County, CA 1$149.1 million
Palm Beach County, FL 1$120.4 million
Maricopa County, AZ 1$79.8 million
Denver County, CO 1$68.7 million
King County, WA 1$55.3 million
Montgomery County, PA 1$22.6 million
Hillsborough County, FL 1$15.2 million
DeKalb County, GA 1$15.1 million
Cook County, IL 1$11.3 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.