Mortgage Lender Index

New Peoples Bank, Inc.

New Peoples Bank, Inc. is a state bank, federal reserve member based in Honaker, Virginia, with $942.5 million in assets and $828.4 million in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 19 branches in 11 counties.

FDIC certificate34890
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$942.5 million
Deposits$828.4 million
Offices19
Net income, year to date$6.9 million
Return on assets1.48%
Websitewww.newpeoples.bank
Mortgage lendingNew Peoples Bank, Inc. reported 144 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Russell County, VA 4$163.9 million
Tazewell County, VA 3$146.8 million
Mercer County, WV 2$90.5 million
Dickenson County, VA 2$87.4 million
Washington County, VA 2$65.8 million
Buchanan County, VA 1$83.5 million
Norton city, VA 1$51.3 million
Bristol city, VA 1$49.8 million
Scott County, VA 1$47.6 million
Sullivan County, TN 1$28.5 million
Watauga County, NC 1$13.1 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.