1ST SIGNATURE LENDING, LLC
1ST SIGNATURE LENDING, LLC received 1,564 applications in 2025 and made 986 mortgages, in 10 counties across 17 states. The median rate its borrowers got was 5.875% on a median loan of $245,000. Of 1,058 decisions, 72 were denials — 6.8%, most often for debt-to-income ratio. 1,554 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300TKFZR4QBNE5D40 |
|---|---|
| Applications received | 1,564 |
| Mortgages made | 986 |
| Denied | 72 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 506 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2985 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 931 | 5.875% | $245,000 | 6.5% |
| Refinancing | 46 | 6.000% | $225,000 | 9.8% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 18.2% |
Where 1ST SIGNATURE LENDING, LLC lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Robeson County, NC | 1 | Under 10 loans | 0.0% |
| Chesterfield County, SC | 1 | Under 10 loans | 0.0% |
| Cumberland County, TN | 1 | Under 10 loans | 0.0% |
| Gibson County, TN | 1 | Under 10 loans | 0.0% |
| Gonzales County, TX | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 0 | Under 10 loans | Not published |
| Boone County, IN | 0 | Under 10 loans | Not published |
| Fayette County, KY | 0 | Under 10 loans | Not published |
| Clay County, NC | 0 | Under 10 loans | Not published |
| Washington County, TN | 0 | Under 10 loans | Not published |
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When 1ST SIGNATURE LENDING, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.