Abound Federal Credit Union
Abound Federal Credit Union received 2,185 applications in 2025 and made 1,405 mortgages, in 79 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $145,000. Of 1,729 decisions, 322 were denials — 18.6%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900LEJ4HP6RMWD374 |
|---|---|
| Applications received | 2,185 |
| Mortgages made | 1,405 |
| Denied | 322 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 456 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.0825 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 478 | 6.000% | $245,000 | 8.8% |
| Refinancing | 153 | 6.125% | $185,000 | 21.1% |
| Cash-out refinancing | 294 | 7.000% | $145,000 | 24.8% |
| Other purposes | 480 | 7.250% | $65,000 | 22.3% |
Where Abound Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hardin County, KY | 352 | 7.000% | 15.6% |
| Warren County, KY | 140 | 7.000% | 19.0% |
| Jefferson County, KY | 133 | 6.250% | 14.7% |
| Nelson County, KY | 102 | 7.000% | 15.0% |
| Meade County, KY | 89 | 7.250% | 19.8% |
| Larue County, KY | 79 | 7.250% | 8.1% |
| Bullitt County, KY | 58 | 6.625% | 14.7% |
| Boyle County, KY | 57 | 7.125% | 16.2% |
| Grayson County, KY | 51 | 7.000% | 21.5% |
| Barren County, KY | 45 | 6.875% | 22.4% |
| Taylor County, KY | 36 | 7.000% | 21.3% |
| Mercer County, KY | 20 | 7.125% | 16.7% |
| Edmonson County, KY | 19 | 6.625% | 20.8% |
| Lincoln County, KY | 19 | 6.000% | 26.9% |
| Daviess County, KY | 16 | 5.625% | 5.9% |
| Green County, KY | 16 | 6.750% | 15.8% |
| Hart County, KY | 15 | 7.250% | 25.0% |
| Breckinridge County, KY | 14 | 5.938% | 30.0% |
| Oldham County, KY | 13 | 5.875% | 23.5% |
| Allen County, KY | 11 | 6.375% | 26.7% |
| Simpson County, KY | 9 | Under 10 loans | 18.2% |
| Logan County, KY | 8 | Under 10 loans | 27.3% |
| Metcalfe County, KY | 7 | Under 10 loans | 12.5% |
| Shelby County, KY | 7 | Under 10 loans | 30.0% |
| Washington County, KY | 7 | Under 10 loans | 22.2% |
| Floyd County, IN | 6 | Under 10 loans | 14.3% |
| Adair County, KY | 6 | Under 10 loans | 40.0% |
| Fayette County, KY | 5 | Under 10 loans | 16.7% |
| Anderson County, KY | 4 | Under 10 loans | 20.0% |
| Garrard County, KY | 4 | Under 10 loans | 33.3% |
| Marion County, KY | 4 | Under 10 loans | 63.6% |
| Pulaski County, KY | 4 | Under 10 loans | 50.0% |
| Clark County, IN | 3 | Under 10 loans | 0.0% |
| Casey County, KY | 3 | Under 10 loans | 25.0% |
| Muhlenberg County, KY | 3 | Under 10 loans | 40.0% |
| Russell County, KY | 3 | Under 10 loans | 40.0% |
| Spencer County, KY | 3 | Under 10 loans | 25.0% |
| Harrison County, IN | 2 | Under 10 loans | 33.3% |
| Boone County, KY | 2 | Under 10 loans | 0.0% |
| Hopkins County, KY | 2 | Under 10 loans | 50.0% |
| Laurel County, KY | 2 | Under 10 loans | 0.0% |
| Madison County, KY | 2 | Under 10 loans | 33.3% |
| Perry County, KY | 2 | Under 10 loans | 0.0% |
| Rowan County, KY | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Dubois County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| Shelby County, IN | 1 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Bell County, KY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.