Acadia Federal Credit Union
Acadia Federal Credit Union received 235 applications in 2025 and made 229 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 7.750% on a median loan of $95,000. Of 231 decisions, 2 were denials — 0.9%. 10 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900KPCI98XVKU8U39 |
|---|---|
| Applications received | 235 |
| Mortgages made | 229 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 68 | 8.000% | $175,000 | 0.0% |
| Refinancing | 17 | 7.500% | $95,000 | 0.0% |
| Cash-out refinancing | 23 | Not published | $65,000 | 0.0% |
| Other purposes | 121 | Not published | $65,000 | 1.6% |
Where Acadia Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Aroostook County, ME | 90 | Not published | 1.1% |
| Penobscot County, ME | 90 | Not published | 0.0% |
| Hancock County, ME | 22 | Not published | 4.4% |
| Washington County, ME | 4 | Under 10 loans | 0.0% |
| Piscataquis County, ME | 3 | Under 10 loans | 0.0% |
| Somerset County, ME | 3 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 2 | Under 10 loans | 0.0% |
| Kennebec County, ME | 2 | Under 10 loans | 0.0% |
| Waldo County, ME | 2 | Under 10 loans | 0.0% |
| York County, ME | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Acadia Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.