Mortgage Lender Index

Alden State Bank

Alden State Bank received 147 applications in 2025 and made 123 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 142 decisions, 14 were denials — 9.9%.

Legal Entity Identifier5493007D8SNLKCBE4P48
Applications received147
Mortgages made123
Denied14
Approved, not taken up5
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Alden State Bank, 3 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase40 Not published$325,000 4.4%
Refinancing49 Not published$135,000 12.3%
Other purposes34 Not published$50,000 12.8%

Where Alden State Bank lends most

The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Erie County, NY 79Not published10.0%
Genesee County, NY 18Not published5.0%
Wyoming County, NY 12Not published18.8%
Niagara County, NY 10Not published0.0%
Cattaraugus County, NY 2Under 10 loans0.0%
Chautauqua County, NY 1Under 10 loans0.0%
Orleans County, NY 1Under 10 loans0.0%
Ontario County, NY 0Under 10 loans100.0%

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When Alden State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.