Altana Federal Credit Union
Altana Federal Credit Union received 480 applications in 2025 and made 360 mortgages, in 25 counties across 3 states. The median rate its borrowers got was 6.250% on a median loan of $105,000. Of 450 decisions, 86 were denials — 19.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930043A47GB1KNJQ31 |
|---|---|
| Applications received | 480 |
| Mortgages made | 360 |
| Denied | 86 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.9 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | 6.250% | $265,000 | 16.7% |
| Refinancing | 78 | 6.250% | $165,000 | 12.4% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Other purposes | 228 | 6.250% | $75,000 | 21.7% |
Where Altana Federal Credit Union lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Yellowstone County, MT | 253 | 6.250% | 17.4% |
| Stillwater County, MT | 33 | 6.250% | 19.1% |
| Carbon County, MT | 23 | 6.250% | 36.1% |
| Hill County, MT | 23 | 6.250% | 8.0% |
| Gallatin County, MT | 6 | Under 10 loans | 25.0% |
| Blaine County, MT | 3 | Under 10 loans | 25.0% |
| Silver Bow County, MT | 3 | Under 10 loans | 0.0% |
| Toole County, MT | 2 | Under 10 loans | 0.0% |
| Fremont County, WY | 2 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Big Horn County, MT | 1 | Under 10 loans | 0.0% |
| Custer County, MT | 1 | Under 10 loans | 0.0% |
| Fergus County, MT | 1 | Under 10 loans | 0.0% |
| Golden Valley County, MT | 1 | Under 10 loans | 0.0% |
| Lake County, MT | 1 | Under 10 loans | 0.0% |
| Lewis and Clark County, MT | 1 | Under 10 loans | 0.0% |
| Madison County, MT | 1 | Under 10 loans | 0.0% |
| Missoula County, MT | 1 | Under 10 loans | 50.0% |
| Musselshell County, MT | 1 | Under 10 loans | 0.0% |
| Sweet Grass County, MT | 1 | Under 10 loans | 0.0% |
| Big Horn County, WY | 1 | Under 10 loans | 50.0% |
| Flathead County, MT | 0 | Under 10 loans | 100.0% |
| Liberty County, MT | 0 | Under 10 loans | Not published |
| Rosebud County, MT | 0 | Under 10 loans | 100.0% |
| Park County, WY | 0 | Under 10 loans | 100.0% |
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When Altana Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.