Androscoggin Savings Bank
Androscoggin Savings Bank received 459 applications in 2025 and made 378 mortgages, in 19 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $385,000. Of 392 decisions, 9 were denials — 2.3%, most often for collateral.
| Legal Entity Identifier | 549300DDRY04AJC3ZZ52 |
|---|---|
| Applications received | 459 |
| Mortgages made | 378 |
| Denied | 9 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 67 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0035 points |
| FDIC-insured bank | Yes: Androscoggin Savings Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 324 | 6.625% | $405,000 | 2.4% |
| Refinancing | 21 | 6.375% | $345,000 | 0.0% |
| Cash-out refinancing | 26 | 6.393% | $320,000 | 3.7% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where Androscoggin Savings Bank lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cumberland County, ME | 185 | 6.625% | 3.1% |
| Androscoggin County, ME | 46 | 6.625% | 0.0% |
| Kennebec County, ME | 38 | 6.500% | 0.0% |
| York County, ME | 33 | 6.750% | 0.0% |
| Sagadahoc County, ME | 23 | 6.375% | 0.0% |
| Oxford County, ME | 16 | 6.643% | 5.9% |
| Franklin County, ME | 10 | 6.938% | 0.0% |
| Lincoln County, ME | 6 | Under 10 loans | 14.3% |
| Penobscot County, ME | 5 | Under 10 loans | 16.7% |
| Hancock County, ME | 4 | Under 10 loans | 0.0% |
| Knox County, ME | 3 | Under 10 loans | 0.0% |
| Piscataquis County, ME | 2 | Under 10 loans | 0.0% |
| Waldo County, ME | 2 | Under 10 loans | 0.0% |
| Washington County, ME | 2 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Aroostook County, ME | 0 | Under 10 loans | Not published |
| Somerset County, ME | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.