ARMCO CREDIT UNION
ARMCO CREDIT UNION received 784 applications in 2025 and made 655 mortgages, in 13 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 733 decisions, 75 were denials — 10.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300YL0FE99QLVY380 |
|---|---|
| Applications received | 784 |
| Mortgages made | 655 |
| Denied | 75 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.27 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | 7.250% | $125,000 | 4.6% |
| Refinancing | 66 | 7.000% | $105,000 | 4.3% |
| Cash-out refinancing | 10 | 6.813% | $85,000 | 0.0% |
| Other purposes | 517 | 7.500% | $65,000 | 11.8% |
Where ARMCO CREDIT UNION lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, PA | 515 | 7.500% | 9.9% |
| Allegheny County, PA | 52 | 7.500% | 11.9% |
| Armstrong County, PA | 28 | 7.500% | 6.7% |
| Clarion County, PA | 12 | 7.500% | 0.0% |
| Mercer County, PA | 12 | 6.750% | 25.0% |
| Beaver County, PA | 11 | 7.500% | 15.4% |
| Lawrence County, PA | 8 | Under 10 loans | 11.1% |
| Westmoreland County, PA | 5 | Under 10 loans | 16.7% |
| Venango County, PA | 4 | Under 10 loans | 0.0% |
| Erie County, PA | 3 | Under 10 loans | 0.0% |
| Washington County, PA | 3 | Under 10 loans | 0.0% |
| Crawford County, PA | 1 | Under 10 loans | 50.0% |
| Warren County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When ARMCO CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.