ATHOL CREDIT UNION
ATHOL CREDIT UNION received 55 applications in 2025 and made 41 mortgages, in 3 counties across 1 state. The median rate its borrowers got was 6.500% on a median loan of $275,000. Of 43 decisions, 2 were denials — 4.7%, most often for credit history.
| Legal Entity Identifier | 54930075V56LV2823P16 |
|---|---|
| Applications received | 55 |
| Mortgages made | 41 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.408 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | 7.000% | $325,000 | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cash-out refinancing | 11 | 6.500% | $95,000 | 8.3% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where ATHOL CREDIT UNION lends most
The 3 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 30 | 6.500% | 3.2% |
| Franklin County, MA | 10 | 6.688% | 9.1% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
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When ATHOL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.