BALTIMORE COUNTY EMPLOYEES
BALTIMORE COUNTY EMPLOYEES received 94 applications in 2025 and made 62 mortgages, in 12 counties across 3 states. The median rate its borrowers got was 5.750% on a median loan of $75,000. Of 75 decisions, 11 were denials — 14.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XO2MXF3RX56J09 |
|---|---|
| Applications received | 94 |
| Mortgages made | 62 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.28 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 48 | 5.750% | $75,000 | 16.7% |
Where BALTIMORE COUNTY EMPLOYEES lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Baltimore County, MD | 31 | 6.000% | 18.4% |
| Harford County, MD | 9 | Under 10 loans | 9.1% |
| Anne Arundel County, MD | 5 | Under 10 loans | 16.7% |
| Baltimore city, MD | 5 | Under 10 loans | 16.7% |
| Carroll County, MD | 4 | Under 10 loans | 0.0% |
| Sussex County, DE | 2 | Under 10 loans | 0.0% |
| York County, PA | 2 | Under 10 loans | 25.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Talbot County, MD | 1 | Under 10 loans | 0.0% |
| Washington County, MD | 1 | Under 10 loans | 0.0% |
| Franklin County, PA | 1 | Under 10 loans | 0.0% |
| Calvert County, MD | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.