Bank of Dade
Bank of Dade received 97 applications in 2025 and made 80 mortgages, in 7 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 93 decisions, 10 were denials — 10.8%.
| Legal Entity Identifier | 549300PQYQDOLH45NU80 |
|---|---|
| Applications received | 97 |
| Mortgages made | 80 |
| Denied | 10 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Dade, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $150,000 | 16.7% |
| Refinancing | 32 | Not published | $65,000 | 3.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 16 | Not published | $60,000 | 5.9% |
Where Bank of Dade lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dade County, GA | 45 | Not published | 9.6% |
| DeKalb County, AL | 14 | Not published | 6.7% |
| Walker County, GA | 10 | Not published | 21.4% |
| Jackson County, AL | 9 | Under 10 loans | 10.0% |
| Lincoln County, TN | 1 | Under 10 loans | 0.0% |
| Marion County, TN | 1 | Under 10 loans | 0.0% |
| Chattooga County, GA | 0 | Under 10 loans | Not published |
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When Bank of Dade’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.