Bank of Dixon County
Bank of Dixon County received 35 applications in 2025 and made 31 mortgages, in 7 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 35 decisions, 4 were denials — 11.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XZB7LPI2LTGX17 |
|---|---|
| Applications received | 35 |
| Mortgages made | 31 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Dixon County, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | Not published | $210,000 | 14.3% |
| Refinancing | 13 | Not published | $115,000 | 13.3% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where Bank of Dixon County lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dixon County, NE | 14 | Not published | 12.5% |
| Clay County, SD | 11 | Not published | 15.4% |
| Minnehaha County, SD | 2 | Under 10 loans | 0.0% |
| Woodbury County, IA | 1 | Under 10 loans | 0.0% |
| Dakota County, NE | 1 | Under 10 loans | 0.0% |
| Wayne County, NE | 1 | Under 10 loans | 0.0% |
| Yankton County, SD | 1 | Under 10 loans | 0.0% |
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When Bank of Dixon County’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.