Bank of Gibson City
Bank of Gibson City received 131 applications in 2025 and made 127 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 128 decisions, 1 were denials — 0.8%.
| Legal Entity Identifier | 549300JKZP45L168QC29 |
|---|---|
| Applications received | 131 |
| Mortgages made | 127 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | Not published | $115,000 | 0.0% |
| Refinancing | 28 | Not published | $155,000 | 3.5% |
| Cash-out refinancing | 35 | Not published | $65,000 | 0.0% |
| Other purposes | 15 | Not published | $95,000 | 0.0% |
Where Bank of Gibson City lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ford County, IL | 40 | Not published | 0.0% |
| Logan County, IL | 36 | Not published | 2.7% |
| McLean County, IL | 15 | Not published | 0.0% |
| De Witt County, IL | 11 | Not published | 0.0% |
| Macon County, IL | 5 | Under 10 loans | 0.0% |
| Sangamon County, IL | 4 | Under 10 loans | 0.0% |
| Champaign County, IL | 3 | Under 10 loans | 0.0% |
| Livingston County, IL | 3 | Under 10 loans | 0.0% |
| Iroquois County, IL | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Edgar County, IL | 1 | Under 10 loans | 0.0% |
| Mason County, IL | 1 | Under 10 loans | 0.0% |
| Piatt County, IL | 1 | Under 10 loans | 0.0% |
| Whiteside County, IL | 1 | Under 10 loans | 0.0% |
| Vigo County, IN | 1 | Under 10 loans | 0.0% |
| Warren County, IN | 1 | Under 10 loans | 0.0% |
| Casey County, KY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.