Bank of the Bluegrass and Trust Company
Bank of the Bluegrass and Trust Company received 121 applications in 2025 and made 82 mortgages, in 17 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $305,000. Of 93 decisions, 9 were denials — 9.7%.
| Legal Entity Identifier | 549300FORCF9PNPUG275 |
|---|---|
| Applications received | 121 |
| Mortgages made | 82 |
| Denied | 9 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of the Bluegrass and Trust Company, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 43 | Not published | $355,000 | 10.0% |
| Refinancing | 36 | Not published | $240,000 | 7.7% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 25.0% |
Where Bank of the Bluegrass and Trust Company lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fayette County, KY | 50 | Not published | 5.7% |
| Jessamine County, KY | 12 | Not published | 7.1% |
| Madison County, KY | 9 | Under 10 loans | 0.0% |
| Scott County, KY | 3 | Under 10 loans | 25.0% |
| Woodford County, KY | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Bourbon County, KY | 1 | Under 10 loans | 50.0% |
| Boyle County, KY | 1 | Under 10 loans | 0.0% |
| Clark County, KY | 1 | Under 10 loans | 0.0% |
| Franklin County, KY | 1 | Under 10 loans | 50.0% |
| Larue County, KY | 1 | Under 10 loans | 0.0% |
| Anderson County, KY | 0 | Under 10 loans | 100.0% |
| Bullitt County, KY | 0 | Under 10 loans | Not published |
| Jefferson County, KY | 0 | Under 10 loans | 100.0% |
| Kenton County, KY | 0 | Under 10 loans | Not published |
| Montgomery County, KY | 0 | Under 10 loans | Not published |
| Nelson County, KY | 0 | Under 10 loans | Not published |
Get told when this changes
When Bank of the Bluegrass and Trust Company’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.