Mortgage Lender Index

Bank of York

Bank of York received 51 applications in 2025 and made 42 mortgages, in 2 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 49 decisions, 6 were denials — 12.2%.

Legal Entity Identifier5493003F21XWNPQFEE34
Applications received51
Mortgages made42
Denied6
Approved, not taken up1
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Bank of York, 4 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase16 Not published$190,000 5.6%
Refinancing24 Not published$85,000 14.3%
Other purposes2 Under 10 loansUnder 10 loans 33.3%

Where Bank of York lends most

The 2 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
York County, SC 41Not published12.5%
Cleveland County, NC 1Under 10 loans0.0%

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When Bank of York’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.