Bank of Zachary
Bank of Zachary received 124 applications in 2025 and made 98 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $170,000. Of 117 decisions, 13 were denials — 11.1%.
| Legal Entity Identifier | 254900J71IJLMJZJV608 |
|---|---|
| Applications received | 124 |
| Mortgages made | 98 |
| Denied | 13 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Zachary, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 45 | Not published | $275,000 | 3.9% |
| Refinancing | 42 | Not published | $130,000 | 8.7% |
| Other purposes | 11 | Not published | $55,000 | 36.8% |
Where Bank of Zachary lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| East Baton Rouge Parish, LA | 47 | Not published | 15.5% |
| Livingston Parish, LA | 26 | Not published | 10.0% |
| East Feliciana Parish, LA | 6 | Under 10 loans | 0.0% |
| West Feliciana Parish, LA | 6 | Under 10 loans | 0.0% |
| Ascension Parish, LA | 4 | Under 10 loans | 0.0% |
| St. Helena Parish, LA | 3 | Under 10 loans | 0.0% |
| Caldwell Parish, LA | 1 | Under 10 loans | 0.0% |
| Iberville Parish, LA | 1 | Under 10 loans | 0.0% |
| West Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Amite County, MS | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Wilkinson County, MS | 1 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 0 | Under 10 loans | 50.0% |
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When Bank of Zachary’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.