Belmont Savings Bank
Belmont Savings Bank received 325 applications in 2025 and made 247 mortgages, in 20 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 289 decisions, 33 were denials — 11.4%, most often for credit history.
| Legal Entity Identifier | 5493002LFCYKY0EGSQ80 |
|---|---|
| Applications received | 325 |
| Mortgages made | 247 |
| Denied | 33 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 36 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Belmont Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 162 | Not published | $165,000 | 7.6% |
| Refinancing | 53 | Not published | $125,000 | 5.2% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 32 | Not published | $55,000 | 31.9% |
Where Belmont Savings Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Belmont County, OH | 132 | Not published | 14.4% |
| Ohio County, WV | 51 | Not published | 5.4% |
| Marshall County, WV | 25 | Not published | 10.0% |
| Jefferson County, OH | 16 | Not published | 0.0% |
| Guernsey County, OH | 5 | Under 10 loans | 16.7% |
| Brooke County, WV | 5 | Under 10 loans | 0.0% |
| Harrison County, OH | 3 | Under 10 loans | 0.0% |
| Monroe County, OH | 3 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Noble County, OH | 1 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Hancock County, WV | 1 | Under 10 loans | 0.0% |
| Wetzel County, WV | 1 | Under 10 loans | 0.0% |
| Licking County, OH | 0 | Under 10 loans | 100.0% |
| Lucas County, OH | 0 | Under 10 loans | Not published |
| Morrow County, OH | 0 | Under 10 loans | 100.0% |
| Washington County, PA | 0 | Under 10 loans | Not published |
| Monongalia County, WV | 0 | Under 10 loans | Not published |
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When Belmont Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.