Blue Ridge Bank
Blue Ridge Bank received 64 applications in 2025 and made 47 mortgages, in 6 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 56 decisions, 8 were denials — 14.3%.
| Legal Entity Identifier | 254900MEACXG754NSF70 |
|---|---|
| Applications received | 64 |
| Mortgages made | 47 |
| Denied | 8 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Blue Ridge Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $270,000 | 12.5% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Blue Ridge Bank lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pickens County, SC | 23 | Not published | 8.0% |
| Oconee County, SC | 12 | Not published | 31.6% |
| Anderson County, SC | 8 | Under 10 loans | 0.0% |
| Greenville County, SC | 3 | Under 10 loans | 0.0% |
| Georgetown County, SC | 1 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 0 | Under 10 loans | Not published |
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When Blue Ridge Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.