BRECO Federal Credit Union
BRECO Federal Credit Union received 25 applications in 2025 and made 19 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 6.700% on a median loan of $75,000. Of 20 decisions, 1 were denials — 5.0%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900U5VN6O84EWQL12 |
|---|---|
| Applications received | 25 |
| Mortgages made | 19 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 3.655 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 18 | 6.700% | $70,000 | 5.3% |
Where BRECO Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| East Baton Rouge Parish, LA | 4 | Under 10 loans | 20.0% |
| East Feliciana Parish, LA | 4 | Under 10 loans | 0.0% |
| West Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Acadia Parish, LA | 1 | Under 10 loans | 0.0% |
| Calcasieu Parish, LA | 1 | Under 10 loans | 0.0% |
| Livingston Parish, LA | 1 | Under 10 loans | 0.0% |
| Pointe Coupee Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| West Feliciana Parish, LA | 0 | Under 10 loans | Not published |
Get told when this changes
When BRECO Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.