Calhoun County Bank, Inc.
Calhoun County Bank, Inc. received 168 applications in 2025 and made 121 mortgages, in 2 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 163 decisions, 32 were denials — 19.6%. 119 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930001GYIWKBD35H65 |
|---|---|
| Applications received | 168 |
| Mortgages made | 121 |
| Denied | 32 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Calhoun County Bank, Inc., 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | Not published | $135,000 | 19.1% |
| Refinancing | 24 | Not published | $65,000 | 17.7% |
| Other purposes | 13 | Not published | $45,000 | 26.3% |
Where Calhoun County Bank, Inc. lends most
The 2 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wirt County, WV | 22 | Not published | 23.3% |
| Wood County, WV | 13 | Not published | 15.8% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.