CAPITAL EDUCATORS FEDERAL CREDIT UNION
CAPITAL EDUCATORS FEDERAL CREDIT UNION received 572 applications in 2025 and made 407 mortgages, in 24 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 489 decisions, 78 were denials — 16.0%.
| Legal Entity Identifier | 549300LYL7JC81I5DV55 |
|---|---|
| Applications received | 572 |
| Mortgages made | 407 |
| Denied | 78 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 83 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | Not published | $335,000 | 2.3% |
| Refinancing | 13 | Not published | $255,000 | 13.3% |
| Cash-out refinancing | 85 | Not published | $105,000 | 16.5% |
| Other purposes | 225 | Not published | $85,000 | 20.0% |
Where CAPITAL EDUCATORS FEDERAL CREDIT UNION lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ada County, ID | 265 | Not published | 15.2% |
| Canyon County, ID | 95 | Not published | 14.3% |
| Payette County, ID | 9 | Under 10 loans | 10.0% |
| Twin Falls County, ID | 6 | Under 10 loans | 33.3% |
| Gem County, ID | 5 | Under 10 loans | 0.0% |
| Valley County, ID | 5 | Under 10 loans | 44.4% |
| Blaine County, ID | 4 | Under 10 loans | 0.0% |
| Boise County, ID | 4 | Under 10 loans | 0.0% |
| Elmore County, ID | 3 | Under 10 loans | 25.0% |
| Adams County, ID | 2 | Under 10 loans | 0.0% |
| Kootenai County, ID | 2 | Under 10 loans | 0.0% |
| Cassia County, ID | 1 | Under 10 loans | 50.0% |
| Gooding County, ID | 1 | Under 10 loans | 50.0% |
| Madison County, ID | 1 | Under 10 loans | 0.0% |
| Nez Perce County, ID | 1 | Under 10 loans | 0.0% |
| Washington County, ID | 1 | Under 10 loans | 0.0% |
| Linn County, OR | 1 | Under 10 loans | 0.0% |
| Washington County, UT | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 0 | Under 10 loans | 100.0% |
| Bonneville County, ID | 0 | Under 10 loans | Not published |
| Jefferson County, ID | 0 | Under 10 loans | Not published |
| Jerome County, ID | 0 | Under 10 loans | 100.0% |
| Elko County, NV | 0 | Under 10 loans | 100.0% |
| Malheur County, OR | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.