Carroll Bank and Trust
Carroll Bank and Trust received 526 applications in 2025 and made 492 mortgages, in 22 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 502 decisions, 10 were denials — 2.0%.
| Legal Entity Identifier | 549300RN1POVRDD21477 |
|---|---|
| Applications received | 526 |
| Mortgages made | 492 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Carroll Bank and Trust, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 142 | Not published | $105,000 | 2.7% |
| Refinancing | 174 | Not published | $125,000 | 0.0% |
| Cash-out refinancing | 153 | Not published | $105,000 | 3.2% |
| Other purposes | 23 | Not published | $45,000 | 4.2% |
Where Carroll Bank and Trust lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carroll County, TN | 162 | Not published | 3.0% |
| Henry County, TN | 123 | Not published | 0.0% |
| Benton County, TN | 56 | Not published | 3.5% |
| Gibson County, TN | 55 | Not published | 3.5% |
| Madison County, TN | 22 | Not published | 0.0% |
| Weakley County, TN | 22 | Not published | 4.4% |
| Henderson County, TN | 21 | Not published | 0.0% |
| Crockett County, TN | 5 | Under 10 loans | 0.0% |
| Decatur County, TN | 4 | Under 10 loans | 0.0% |
| Humphreys County, TN | 4 | Under 10 loans | 0.0% |
| Stewart County, TN | 3 | Under 10 loans | 0.0% |
| Chester County, TN | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Dyer County, TN | 2 | Under 10 loans | 0.0% |
| Obion County, TN | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Haywood County, TN | 1 | Under 10 loans | 0.0% |
| Houston County, TN | 1 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 1 | Under 10 loans | 0.0% |
| Perry County, TN | 1 | Under 10 loans | 0.0% |
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When Carroll Bank and Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.