CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION
CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION received 44 applications in 2025 and made 43 mortgages, in 16 counties across 1 state. The median rate its borrowers got was 7.050% on a median loan of $125,000. Of 43 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300BS91G2Y1TKFS35 |
|---|---|
| Applications received | 44 |
| Mortgages made | 43 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.8455 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | 7.050% | $195,000 | 0.0% |
| Refinancing | 13 | 7.150% | $205,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 12 | 7.050% | $60,000 | 0.0% |
Where CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lincoln County, KY | 9 | Under 10 loans | 0.0% |
| Mercer County, KY | 7 | Under 10 loans | 0.0% |
| Marion County, KY | 6 | Under 10 loans | 0.0% |
| Harrison County, KY | 3 | Under 10 loans | 0.0% |
| Madison County, KY | 3 | Under 10 loans | 0.0% |
| Bourbon County, KY | 2 | Under 10 loans | 0.0% |
| Boyle County, KY | 2 | Under 10 loans | 0.0% |
| Jessamine County, KY | 2 | Under 10 loans | 0.0% |
| Scott County, KY | 2 | Under 10 loans | 0.0% |
| Anderson County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Franklin County, KY | 1 | Under 10 loans | 0.0% |
| Garrard County, KY | 1 | Under 10 loans | 0.0% |
| Robertson County, KY | 1 | Under 10 loans | 0.0% |
| Washington County, KY | 1 | Under 10 loans | 0.0% |
| Woodford County, KY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.