CENTRIS
CENTRIS received 2,313 applications in 2025 and made 1,508 mortgages, in 33 counties across 2 states. The median rate its borrowers got was 6.250% on a median loan of $95,000. Of 1,974 decisions, 393 were denials — 19.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300TTNSX94TR06G13 |
|---|---|
| Applications received | 2,313 |
| Mortgages made | 1,508 |
| Denied | 393 |
| Approved, not taken up | 73 |
| Withdrawn or incomplete | 339 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.09 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 327 | 6.500% | $235,000 | 3.7% |
| Refinancing | 267 | 6.500% | $105,000 | 22.0% |
| Cash-out refinancing | 41 | 6.500% | $165,000 | 30.0% |
| Other purposes | 873 | 6.250% | $65,000 | 23.5% |
Where CENTRIS lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, NE | 771 | 6.250% | 19.7% |
| Sarpy County, NE | 313 | 6.250% | 16.8% |
| Pottawattamie County, IA | 160 | 6.500% | 23.8% |
| Lincoln County, NE | 80 | 6.625% | 11.6% |
| Hall County, NE | 47 | 6.500% | 28.4% |
| Washington County, NE | 23 | 6.250% | 25.0% |
| Cass County, NE | 21 | 6.250% | 20.7% |
| Lancaster County, NE | 17 | 6.250% | 21.7% |
| Saunders County, NE | 15 | 6.250% | 6.3% |
| Harrison County, IA | 13 | 6.500% | 22.2% |
| Dodge County, NE | 8 | Under 10 loans | 11.1% |
| Shelby County, IA | 6 | Under 10 loans | 25.0% |
| Mills County, IA | 4 | Under 10 loans | 28.6% |
| Buffalo County, NE | 4 | Under 10 loans | 0.0% |
| Hamilton County, NE | 4 | Under 10 loans | 0.0% |
| Fremont County, IA | 3 | Under 10 loans | 50.0% |
| Montgomery County, IA | 3 | Under 10 loans | 0.0% |
| Adams County, NE | 3 | Under 10 loans | 50.0% |
| Howard County, NE | 3 | Under 10 loans | 40.0% |
| Dawson County, NE | 2 | Under 10 loans | 0.0% |
| Otoe County, NE | 2 | Under 10 loans | 0.0% |
| Crawford County, IA | 1 | Under 10 loans | 0.0% |
| Clay County, NE | 1 | Under 10 loans | 0.0% |
| Keith County, NE | 1 | Under 10 loans | 50.0% |
| Merrick County, NE | 1 | Under 10 loans | 50.0% |
| Nemaha County, NE | 1 | Under 10 loans | 0.0% |
| York County, NE | 1 | Under 10 loans | 75.0% |
| Cass County, IA | 0 | Under 10 loans | Not published |
| Monona County, IA | 0 | Under 10 loans | 100.0% |
| Page County, IA | 0 | Under 10 loans | 100.0% |
| Logan County, NE | 0 | Under 10 loans | 100.0% |
| Polk County, NE | 0 | Under 10 loans | Not published |
| Seward County, NE | 0 | Under 10 loans | 100.0% |
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When CENTRIS’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.