Citizens Bank
Citizens Bank received 368 applications in 2025 and made 323 mortgages, in 27 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 367 decisions, 18 were denials — 4.9%.
| Legal Entity Identifier | 549300V7I9AZRM78QT92 |
|---|---|
| Applications received | 368 |
| Mortgages made | 323 |
| Denied | 18 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 97 | Not published | $135,000 | 2.6% |
| Refinancing | 198 | Not published | $55,000 | 2.4% |
| Other purposes | 28 | Not published | $50,000 | 22.2% |
Where Citizens Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, MS | 129 | Not published | 6.7% |
| Lamar County, MS | 47 | Not published | 5.7% |
| Walthall County, MS | 33 | Not published | 9.1% |
| Forrest County, MS | 24 | Not published | 0.0% |
| Jones County, MS | 22 | Not published | 0.0% |
| Pike County, MS | 19 | Not published | 0.0% |
| Covington County, MS | 15 | Not published | 0.0% |
| Jefferson Davis County, MS | 10 | Not published | 8.3% |
| Pearl River County, MS | 4 | Under 10 loans | 0.0% |
| Amite County, MS | 2 | Under 10 loans | 0.0% |
| Lawrence County, MS | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 1 | Under 10 loans | 0.0% |
| Clarke County, MS | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Harrison County, MS | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Jasper County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Perry County, MS | 1 | Under 10 loans | 0.0% |
| Smith County, MS | 1 | Under 10 loans | 0.0% |
| Warren County, MS | 1 | Under 10 loans | 0.0% |
| Washington County, MS | 1 | Under 10 loans | 0.0% |
| Wayne County, MS | 1 | Under 10 loans | 0.0% |
| Wilkinson County, MS | 1 | Under 10 loans | 0.0% |
| Richland County, SC | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Citizens Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.