Citizens Bank of Kansas
Citizens Bank of Kansas received 168 applications in 2025 and made 122 mortgages, in 16 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 157 decisions, 20 were denials — 12.7%.
| Legal Entity Identifier | 549300C4ZH7G6OB81F33 |
|---|---|
| Applications received | 168 |
| Mortgages made | 122 |
| Denied | 20 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank of Kansas, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 77 | Not published | $155,000 | 7.5% |
| Refinancing | 21 | Not published | $235,000 | 10.0% |
| Cash-out refinancing | 16 | Not published | $125,000 | 27.3% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 33.3% |
Where Citizens Bank of Kansas lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 52 | Not published | 9.2% |
| Butler County, KS | 16 | Not published | 5.3% |
| Cowley County, KS | 16 | Not published | 15.0% |
| Kingman County, KS | 13 | Not published | 22.2% |
| Barber County, KS | 9 | Under 10 loans | 10.0% |
| Harper County, KS | 4 | Under 10 loans | 0.0% |
| Reno County, KS | 4 | Under 10 loans | 28.6% |
| Pratt County, KS | 2 | Under 10 loans | 0.0% |
| Sumner County, KS | 2 | Under 10 loans | 33.3% |
| Edwards County, KS | 1 | Under 10 loans | 0.0% |
| Ellis County, KS | 1 | Under 10 loans | 0.0% |
| Harvey County, KS | 1 | Under 10 loans | 0.0% |
| Lyon County, KS | 1 | Under 10 loans | 0.0% |
| Elk County, KS | 0 | Under 10 loans | 100.0% |
| Norton County, KS | 0 | Under 10 loans | Not published |
| Wabaunsee County, KS | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.