Citizens Savings Bank
Citizens Savings Bank received 267 applications in 2025 and made 218 mortgages, in 14 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 252 decisions, 17 were denials — 6.8%.
| Legal Entity Identifier | 549300ESV371MYVWQV54 |
|---|---|
| Applications received | 267 |
| Mortgages made | 218 |
| Denied | 17 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 95 | Not published | $155,000 | 6.0% |
| Refinancing | 78 | Not published | $115,000 | 8.1% |
| Other purposes | 45 | Not published | $55,000 | 6.1% |
Where Citizens Savings Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washington Parish, LA | 152 | Not published | 5.9% |
| St. Tammany Parish, LA | 35 | Not published | 2.4% |
| Tangipahoa Parish, LA | 16 | Not published | 5.9% |
| Walthall County, MS | 4 | Under 10 loans | 14.3% |
| St. Helena Parish, LA | 2 | Under 10 loans | 33.3% |
| Marion County, MS | 2 | Under 10 loans | 33.3% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 50.0% |
| Lafourche Parish, LA | 1 | Under 10 loans | 0.0% |
| Livingston Parish, LA | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Harrison County, MS | 1 | Under 10 loans | 0.0% |
| Pearl River County, MS | 1 | Under 10 loans | 33.3% |
| Lincoln County, MS | 0 | Under 10 loans | Not published |
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When Citizens Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.