Citizens State Bank of New Castle, Indiana
Citizens State Bank of New Castle, Indiana received 209 applications in 2025 and made 141 mortgages, in 21 counties across 3 states. The median rate its borrowers got was 7.250% on a median loan of $105,000. Of 193 decisions, 40 were denials — 20.7%, most often for credit history.
| Legal Entity Identifier | 549300QX5KH5JXXMYU41 |
|---|---|
| Applications received | 209 |
| Mortgages made | 141 |
| Denied | 40 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.784 points |
| FDIC-insured bank | Yes: Citizens State Bank of New Castle, Indiana, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | 6.875% | $185,000 | 13.9% |
| Refinancing | 49 | 7.250% | $105,000 | 24.7% |
| Other purposes | 38 | 8.000% | $45,000 | 23.6% |
Where Citizens State Bank of New Castle, Indiana lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Henry County, IN | 45 | 7.500% | 25.8% |
| Rush County, IN | 15 | 6.750% | 5.6% |
| Blackford County, IN | 13 | 7.375% | 33.3% |
| Madison County, IN | 13 | 8.000% | 23.5% |
| Hamilton County, IN | 12 | 7.063% | 20.0% |
| Randolph County, IN | 9 | Under 10 loans | 31.3% |
| Marion County, IN | 8 | Under 10 loans | 0.0% |
| Delaware County, IN | 5 | Under 10 loans | 0.0% |
| Hancock County, IN | 4 | Under 10 loans | 20.0% |
| Jay County, IN | 4 | Under 10 loans | 20.0% |
| Darke County, OH | 3 | Under 10 loans | 0.0% |
| Shelby County, IN | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Fayette County, IN | 1 | Under 10 loans | 0.0% |
| Franklin County, IN | 1 | Under 10 loans | 0.0% |
| Grant County, IN | 1 | Under 10 loans | 0.0% |
| Hendricks County, IN | 1 | Under 10 loans | 0.0% |
| Steuben County, IN | 1 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Wayne County, IN | 1 | Under 10 loans | 0.0% |
| Noble County, IN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.