City Bank & Trust Co.
City Bank & Trust Co. received 242 applications in 2025 and made 189 mortgages, in 26 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $220,000. Of 203 decisions, 13 were denials — 6.4%. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300OUJRW41FX1L002 |
|---|---|
| Applications received | 242 |
| Mortgages made | 189 |
| Denied | 13 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: City Bank & Trust Co., 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 138 | Not published | $225,000 | 2.1% |
| Refinancing | 26 | Not published | $285,000 | 12.9% |
| Cash-out refinancing | 18 | Not published | $140,000 | 25.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where City Bank & Trust Co. lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 76 | Not published | 9.4% |
| Seward County, NE | 61 | Not published | 1.6% |
| Saline County, NE | 20 | Not published | 9.1% |
| Sarpy County, NE | 3 | Under 10 loans | 0.0% |
| Adams County, NE | 2 | Under 10 loans | 0.0% |
| Dodge County, NE | 2 | Under 10 loans | 0.0% |
| Merrick County, NE | 2 | Under 10 loans | 0.0% |
| Otoe County, NE | 2 | Under 10 loans | 0.0% |
| Polk County, NE | 2 | Under 10 loans | 0.0% |
| Saunders County, NE | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Mitchell County, KS | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Big Stone County, MN | 1 | Under 10 loans | 0.0% |
| Boone County, NE | 1 | Under 10 loans | 50.0% |
| Burt County, NE | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| Gage County, NE | 1 | Under 10 loans | 0.0% |
| Madison County, NE | 1 | Under 10 loans | 0.0% |
| Pawnee County, NE | 1 | Under 10 loans | 0.0% |
| Stanton County, NE | 1 | Under 10 loans | 0.0% |
| Valley County, NE | 1 | Under 10 loans | 0.0% |
| Butler County, NE | 0 | Under 10 loans | 100.0% |
| Cass County, NE | 0 | Under 10 loans | Not published |
| Hall County, NE | 0 | Under 10 loans | Not published |
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When City Bank & Trust Co.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.