CLASS ACT FEDERAL CREDIT UNION
CLASS ACT FEDERAL CREDIT UNION received 220 applications in 2025 and made 138 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 188 decisions, 50 were denials — 26.6%. 25 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300VNVP1PTYHESA41 |
|---|---|
| Applications received | 220 |
| Mortgages made | 138 |
| Denied | 50 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 52 | Not published | $185,000 | 33.3% |
| Refinancing | 12 | Not published | $125,000 | 33.3% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 65 | Not published | $55,000 | 18.8% |
Where CLASS ACT FEDERAL CREDIT UNION lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, KY | 111 | Not published | 14.6% |
| Bullitt County, KY | 9 | Under 10 loans | 18.2% |
| Oldham County, KY | 4 | Under 10 loans | 20.0% |
| Clark County, IN | 2 | Under 10 loans | 71.4% |
| Floyd County, IN | 2 | Under 10 loans | 0.0% |
| Nelson County, KY | 2 | Under 10 loans | 0.0% |
| Spencer County, KY | 2 | Under 10 loans | 33.3% |
| Harrison County, IN | 1 | Under 10 loans | 0.0% |
| Perry County, IN | 1 | Under 10 loans | 0.0% |
| Warren County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 0 | Under 10 loans | 100.0% |
| Shelby County, KY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When CLASS ACT FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.