Community Bank & Trust, Waco, Texas
Community Bank & Trust, Waco, Texas received 150 applications in 2025 and made 101 mortgages, in 3 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $165,000. Of 118 decisions, 17 were denials — 14.4%.
| Legal Entity Identifier | 25490070QB5LWJ9JID79 |
|---|---|
| Applications received | 150 |
| Mortgages made | 101 |
| Denied | 17 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community Bank & Trust, Waco, Texas, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $260,000 | 4.0% |
| Refinancing | 23 | Not published | $175,000 | 32.4% |
| Other purposes | 30 | Not published | $45,000 | 11.8% |
Where Community Bank & Trust, Waco, Texas lends most
The 3 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLennan County, TX | 98 | Not published | 14.8% |
| Bosque County, TX | 2 | Under 10 loans | 0.0% |
| Falls County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.