Community National Bank
Community National Bank received 318 applications in 2025 and made 271 mortgages, in 16 counties across 2 states. The median rate its borrowers got was 6.910% on a median loan of $205,000. Of 290 decisions, 16 were denials — 5.5%, most often for collateral.
| Legal Entity Identifier | 549300OQ3UC55Y6EPP22 |
|---|---|
| Applications received | 318 |
| Mortgages made | 271 |
| Denied | 16 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.039 points |
| FDIC-insured bank | Yes: Community National Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 155 | 6.830% | $245,000 | 4.3% |
| Refinancing | 36 | 7.010% | $235,000 | 5.3% |
| Cash-out refinancing | 36 | 6.500% | $175,000 | 13.6% |
| Other purposes | 44 | 7.240% | $105,000 | 2.2% |
Where Community National Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orleans County, VT | 114 | 6.500% | 6.5% |
| Caledonia County, VT | 43 | 7.010% | 6.4% |
| Washington County, VT | 35 | 7.125% | 2.8% |
| Lamoille County, VT | 17 | 6.875% | 10.5% |
| Essex County, VT | 12 | 7.235% | 0.0% |
| Orange County, VT | 12 | 7.160% | 7.1% |
| Franklin County, VT | 8 | Under 10 loans | 0.0% |
| Chittenden County, VT | 6 | Under 10 loans | 0.0% |
| Rutland County, VT | 5 | Under 10 loans | 0.0% |
| Windsor County, VT | 5 | Under 10 loans | 0.0% |
| Coos County, NH | 4 | Under 10 loans | 20.0% |
| Grafton County, NH | 4 | Under 10 loans | 0.0% |
| Grand Isle County, VT | 3 | Under 10 loans | 0.0% |
| Sullivan County, NH | 1 | Under 10 loans | 0.0% |
| Bennington County, VT | 1 | Under 10 loans | 0.0% |
| Windham County, VT | 1 | Under 10 loans | 0.0% |
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When Community National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.