Community Trust Credit Union
Community Trust Credit Union received 92 applications in 2025 and made 59 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $235,000. Of 74 decisions, 15 were denials — 20.3%.
| Legal Entity Identifier | 549300KZRQ03T8H2Y769 |
|---|---|
| Applications received | 92 |
| Mortgages made | 59 |
| Denied | 15 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | Not published | $295,000 | 10.7% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Cash-out refinancing | 20 | Not published | $220,000 | 23.1% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 28.6% |
Where Community Trust Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, IL | 42 | Not published | 19.2% |
| McHenry County, IL | 6 | Under 10 loans | 14.3% |
| Kenosha County, WI | 6 | Under 10 loans | 25.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Racine County, WI | 2 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 0 | Under 10 loans | 100.0% |
| Oconto County, WI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Community Trust Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.