CREDIT UNION WEST
CREDIT UNION WEST received 1,251 applications in 2025 and made 674 mortgages, in 12 counties across 2 states. The median rate its borrowers got was 7.750% on a median loan of $95,000. Of 1,053 decisions, 334 were denials — 31.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930065Z1DW0CWIZQ58 |
|---|---|
| Applications received | 1,251 |
| Mortgages made | 674 |
| Denied | 334 |
| Approved, not taken up | 45 |
| Withdrawn or incomplete | 198 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.786 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 47 | 6.375% | $305,000 | 21.3% |
| Refinancing | 33 | 5.000% | $385,000 | 15.4% |
| Cash-out refinancing | 22 | 6.438% | $225,000 | 32.4% |
| Other purposes | 572 | 7.750% | $85,000 | 33.1% |
Where CREDIT UNION WEST lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 537 | 7.750% | 31.9% |
| Yavapai County, AZ | 99 | 7.750% | 23.9% |
| Pinal County, AZ | 18 | 7.750% | 44.1% |
| Pima County, AZ | 7 | Under 10 loans | 50.0% |
| Gila County, AZ | 3 | Under 10 loans | 50.0% |
| Navajo County, AZ | 3 | Under 10 loans | 25.0% |
| Mohave County, AZ | 2 | Under 10 loans | 33.3% |
| Santa Cruz County, AZ | 2 | Under 10 loans | 0.0% |
| Coconino County, AZ | 1 | Under 10 loans | 50.0% |
| Graham County, AZ | 1 | Under 10 loans | 66.7% |
| Yuma County, AZ | 1 | Under 10 loans | 50.0% |
| Gwinnett County, GA | 0 | Under 10 loans | 100.0% |
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When CREDIT UNION WEST’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.