Cross Bank
Cross Bank received 82 applications in 2025 and made 74 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $110,000. Of 81 decisions, 1 were denials — 1.2%.
| Legal Entity Identifier | 254900RD08FFMO7DRN13 |
|---|---|
| Applications received | 82 |
| Mortgages made | 74 |
| Denied | 1 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cross Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | Not published | $145,000 | 0.0% |
| Refinancing | 26 | Not published | $80,000 | 0.0% |
| Other purposes | 12 | Not published | $60,000 | 7.7% |
Where Cross Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cross County, AR | 35 | Not published | 0.0% |
| Mississippi County, AR | 11 | Not published | 0.0% |
| Greene County, AR | 5 | Under 10 loans | 0.0% |
| Craighead County, AR | 4 | Under 10 loans | 0.0% |
| Pulaski County, AR | 4 | Under 10 loans | 0.0% |
| St. Francis County, AR | 4 | Under 10 loans | 0.0% |
| Lawrence County, AR | 2 | Under 10 loans | 0.0% |
| Lonoke County, AR | 2 | Under 10 loans | 0.0% |
| White County, AR | 2 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Jackson County, AR | 1 | Under 10 loans | 0.0% |
| Monroe County, AR | 1 | Under 10 loans | 50.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Cross Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.