Crossroads Bank
Crossroads Bank received 232 applications in 2025 and made 205 mortgages, in 20 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 232 decisions, 11 were denials — 4.7%.
| Legal Entity Identifier | 549300KTSX5SM2W0VV58 |
|---|---|
| Applications received | 232 |
| Mortgages made | 205 |
| Denied | 11 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Crossroads Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 126 | Not published | $165,000 | 4.2% |
| Refinancing | 29 | Not published | $175,000 | 0.0% |
| Cash-out refinancing | 33 | Not published | $105,000 | 5.3% |
| Other purposes | 17 | Not published | $65,000 | 15.0% |
Where Crossroads Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wabash County, IN | 84 | Not published | 6.2% |
| Kosciusko County, IN | 34 | Not published | 2.6% |
| Allen County, IN | 19 | Not published | 4.8% |
| Miami County, IN | 19 | Not published | 9.5% |
| Whitley County, IN | 16 | Not published | 0.0% |
| Noble County, IN | 11 | Not published | 8.3% |
| Elkhart County, IN | 4 | Under 10 loans | 0.0% |
| Huntington County, IN | 3 | Under 10 loans | 0.0% |
| Grant County, IN | 2 | Under 10 loans | 0.0% |
| Howard County, IN | 2 | Under 10 loans | 0.0% |
| St. Joseph County, IN | 2 | Under 10 loans | 0.0% |
| Wells County, IN | 2 | Under 10 loans | 0.0% |
| Boone County, IN | 1 | Under 10 loans | 0.0% |
| Cass County, IN | 1 | Under 10 loans | 0.0% |
| Fulton County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| LaGrange County, IN | 1 | Under 10 loans | 0.0% |
| Marshall County, IN | 1 | Under 10 loans | 0.0% |
| Rush County, IN | 1 | Under 10 loans | 0.0% |
| Randolph County, IN | 0 | Under 10 loans | 0.0% |
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When Crossroads Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.