EVANSVILLE Federal Credit Union
EVANSVILLE Federal Credit Union received 35 applications in 2025 and made 28 mortgages, in 5 counties across 2 states. The median rate its borrowers got was 6.563% on a median loan of $130,000. Of 34 decisions, 6 were denials — 17.7%, most often for debt-to-income ratio. 6 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300I5PXYKWZSGG235 |
|---|---|
| Applications received | 35 |
| Mortgages made | 28 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1575 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 13 | 6.375% | $185,000 | 23.5% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 15 | 6.625% | $115,000 | 11.8% |
Where EVANSVILLE Federal Credit Union lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Vanderburgh County, IN | 16 | 6.438% | 15.8% |
| Posey County, IN | 4 | Under 10 loans | 0.0% |
| Warrick County, IN | 3 | Under 10 loans | 0.0% |
| Henderson County, KY | 2 | Under 10 loans | 0.0% |
| Gibson County, IN | 1 | Under 10 loans | 0.0% |
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When EVANSVILLE Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.