Evergreen Federal Bank
Evergreen Federal Bank received 176 applications in 2025 and made 146 mortgages, in 3 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $245,000. Of 160 decisions, 14 were denials — 8.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549007E4NL6J0YLH946 |
|---|---|
| Applications received | 176 |
| Mortgages made | 146 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Evergreen Federal Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 113 | Not published | $315,000 | 2.6% |
| Refinancing | 15 | Not published | $185,000 | 25.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 16 | Not published | $60,000 | 27.3% |
Where Evergreen Federal Bank lends most
The 3 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, OR | 89 | Not published | 4.3% |
| Josephine County, OR | 53 | Not published | 14.5% |
| Curry County, OR | 4 | Under 10 loans | 20.0% |
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When Evergreen Federal Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.