Exchange Bank
Exchange Bank received 67 applications in 2025 and made 35 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $1,005,000. Of 49 decisions, 13 were denials — 26.5%.
| Legal Entity Identifier | 5493006Y2YCT81BVTL57 |
|---|---|
| Applications received | 67 |
| Mortgages made | 35 |
| Denied | 13 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Exchange Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | Not published | $1,105,000 | 19.2% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Cash-out refinancing | 10 | Not published | $755,000 | 33.3% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Exchange Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sonoma County, CA | 15 | Not published | 31.8% |
| Alameda County, CA | 8 | Under 10 loans | 0.0% |
| Shasta County, CA | 3 | Under 10 loans | 0.0% |
| San Francisco County, CA | 2 | Under 10 loans | 33.3% |
| Solano County, CA | 2 | Under 10 loans | 0.0% |
| Butte County, CA | 1 | Under 10 loans | 0.0% |
| Lake County, CA | 1 | Under 10 loans | 0.0% |
| Merced County, CA | 1 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 0 | Under 10 loans | 100.0% |
| Mendocino County, CA | 0 | Under 10 loans | 100.0% |
| Sacramento County, CA | 0 | Under 10 loans | 100.0% |
| Cobb County, GA | 0 | Under 10 loans | Not published |
Get told when this changes
When Exchange Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.