FAIRMONT
FAIRMONT received 370 applications in 2025 and made 207 mortgages, in 9 counties across 1 state. The median rate its borrowers got was 5.375% on a median loan of $145,000. Of 353 decisions, 104 were denials — 29.5%, most often for credit history. 180 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300LY3BVZZOO7LW95 |
|---|---|
| Applications received | 370 |
| Mortgages made | 207 |
| Denied | 104 |
| Approved, not taken up | 42 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.887 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | 5.375% | $205,000 | 18.2% |
| Refinancing | 10 | 5.250% | $230,000 | 36.8% |
| Cash-out refinancing | 40 | 5.000% | $120,000 | 35.4% |
| Other purposes | 51 | 5.000% | $55,000 | 42.3% |
Where FAIRMONT lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, WV | 109 | 5.250% | 26.6% |
| Monongalia County, WV | 48 | 5.375% | 24.3% |
| Harrison County, WV | 36 | 5.250% | 39.4% |
| Taylor County, WV | 8 | Under 10 loans | 23.1% |
| Preston County, WV | 6 | Under 10 loans | 23.1% |
| Barbour County, WV | 0 | Under 10 loans | 100.0% |
| Doddridge County, WV | 0 | Under 10 loans | 100.0% |
| Kanawha County, WV | 0 | Under 10 loans | 100.0% |
| Upshur County, WV | 0 | Under 10 loans | 100.0% |
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When FAIRMONT’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.