FAMILY FINANCIAL CREDIT UNION
FAMILY FINANCIAL CREDIT UNION received 71 applications in 2025 and made 38 mortgages, in 6 counties across 2 states. The median rate its borrowers got was 7.250% on a median loan of $50,000. Of 59 decisions, 20 were denials — 33.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493006GEO6KHW4VRO39 |
|---|---|
| Applications received | 71 |
| Mortgages made | 38 |
| Denied | 20 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Other purposes | 35 | 7.125% | $55,000 | 28.0% |
Where FAMILY FINANCIAL CREDIT UNION lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muskegon County, MI | 30 | 7.250% | 34.8% |
| Oceana County, MI | 6 | Under 10 loans | 40.0% |
| Mason County, MI | 1 | Under 10 loans | 0.0% |
| Newaygo County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 0 | Under 10 loans | 0.0% |
| Nye County, NV | 0 | Under 10 loans | Not published |
Get told when this changes
When FAMILY FINANCIAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.