Farmers and Mechanics Federal Savings Bank
Farmers and Mechanics Federal Savings Bank received 112 applications in 2025 and made 71 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 109 decisions, 14 were denials — 12.8%, most often for credit history. 15 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300TDS8QNL4IOOX73 |
|---|---|
| Applications received | 112 |
| Mortgages made | 71 |
| Denied | 14 |
| Approved, not taken up | 24 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Farmers and Mechanics Federal Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $215,000 | 12.1% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 11 | Not published | $95,000 | 20.0% |
| Other purposes | 19 | Not published | $55,000 | 13.0% |
Where Farmers and Mechanics Federal Savings Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, IN | 37 | Not published | 12.2% |
| Monroe County, IN | 20 | Not published | 11.1% |
| Owen County, IN | 5 | Under 10 loans | 20.0% |
| Clay County, IN | 3 | Under 10 loans | 0.0% |
| Morgan County, IN | 2 | Under 10 loans | 0.0% |
| Brown County, IN | 1 | Under 10 loans | 0.0% |
| Daviess County, IN | 1 | Under 10 loans | 0.0% |
| Knox County, IN | 1 | Under 10 loans | 0.0% |
| Lawrence County, IN | 1 | Under 10 loans | 25.0% |
| Johnson County, IN | 0 | Under 10 loans | 100.0% |
| Martin County, IN | 0 | Under 10 loans | 100.0% |
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When Farmers and Mechanics Federal Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.