Farmers and Merchants Bank of Ashland
Farmers and Merchants Bank of Ashland received 51 applications in 2025 and made 43 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 48 decisions, 3 were denials — 6.3%.
| Legal Entity Identifier | 549300XRWSRSRH3E3804 |
|---|---|
| Applications received | 51 |
| Mortgages made | 43 |
| Denied | 3 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Farmers and Merchants Bank of Ashland, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $205,000 | 3.9% |
| Refinancing | 11 | Not published | $165,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where Farmers and Merchants Bank of Ashland lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 22 | Not published | 0.0% |
| Saunders County, NE | 9 | Under 10 loans | 25.0% |
| Douglas County, NE | 5 | Under 10 loans | 0.0% |
| Cass County, NE | 2 | Under 10 loans | 0.0% |
| Sarpy County, NE | 2 | Under 10 loans | 0.0% |
| O'Brien County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Gage County, NE | 1 | Under 10 loans | 0.0% |
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When Farmers and Merchants Bank of Ashland’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.