Fayette County National Bank
Fayette County National Bank received 93 applications in 2025 and made 66 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $75,000. Of 91 decisions, 14 were denials — 15.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549005QV7K44ND43364 |
|---|---|
| Applications received | 93 |
| Mortgages made | 66 |
| Denied | 14 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | Not published | $75,000 | 12.2% |
| Refinancing | 22 | Not published | $90,000 | 7.4% |
| Other purposes | 14 | Not published | $55,000 | 30.4% |
Where Fayette County National Bank lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fayette County, WV | 52 | Not published | 15.1% |
| Raleigh County, WV | 10 | Not published | 15.4% |
| Nicholas County, WV | 3 | Under 10 loans | 0.0% |
| Pocahontas County, WV | 1 | Under 10 loans | 50.0% |
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When Fayette County National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.