Mortgage Lender Index

Fifth District Savings Bank

Fifth District Savings Bank received 76 applications in 2025 and made 45 mortgages, in 11 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 61 decisions, 15 were denials — 24.6%, most often for debt-to-income ratio.

Legal Entity Identifier549300JXWG67QZF4I652
Applications received76
Mortgages made45
Denied15
Approved, not taken up1
Withdrawn or incomplete15
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Fifth District Savings Bank, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase25 Not published$345,000 16.7%
Refinancing9 Under 10 loansUnder 10 loans 16.7%
Other purposes11 Not published$55,000 42.1%

Where Fifth District Savings Bank lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson Parish, LA 23Not published27.3%
Orleans Parish, LA 8Under 10 loans27.3%
St. Tammany Parish, LA 7Under 10 loans12.5%
Tangipahoa Parish, LA 2Under 10 loans33.3%
Citrus County, FL 1Under 10 loans0.0%
East Baton Rouge Parish, LA 1Under 10 loans0.0%
Plaquemines Parish, LA 1Under 10 loans0.0%
St. Charles Parish, LA 1Under 10 loans0.0%
Washington Parish, LA 1Under 10 loans0.0%
Livingston Parish, LA 0Under 10 loansNot published
Hancock County, MS 0Under 10 loans100.0%

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When Fifth District Savings Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.