FINGER LAKES FEDERAL CREDIT UNION
FINGER LAKES FEDERAL CREDIT UNION received 138 applications in 2025 and made 96 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $80,000. Of 119 decisions, 23 were denials — 19.3%.
| Legal Entity Identifier | 549300GCNN38YBSHN374 |
|---|---|
| Applications received | 138 |
| Mortgages made | 96 |
| Denied | 23 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $175,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 63 | Not published | $65,000 | 24.1% |
Where FINGER LAKES FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Monroe County, NY | 35 | Not published | 14.6% |
| Ontario County, NY | 34 | Not published | 12.8% |
| Seneca County, NY | 17 | Not published | 26.1% |
| Wayne County, NY | 5 | Under 10 loans | 37.5% |
| Schuyler County, NY | 2 | Under 10 loans | 0.0% |
| Yates County, NY | 2 | Under 10 loans | 33.3% |
| Cayuga County, NY | 1 | Under 10 loans | 0.0% |
| Niagara County, NY | 0 | Under 10 loans | 100.0% |
| Steuben County, NY | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.