First Bank
First Bank received 181 applications in 2025 and made 162 mortgages, in 22 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $140,000. Of 168 decisions, 4 were denials — 2.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300CWJ74FF73VDL12 |
|---|---|
| Applications received | 181 |
| Mortgages made | 162 |
| Denied | 4 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 89 | Not published | $155,000 | 2.2% |
| Refinancing | 47 | Not published | $125,000 | 0.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 26 | Not published | $65,000 | 3.7% |
Where First Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Black Hawk County, IA | 64 | Not published | 0.0% |
| Bremer County, IA | 33 | Not published | 8.1% |
| Wright County, IA | 22 | Not published | 4.4% |
| Butler County, IA | 7 | Under 10 loans | 0.0% |
| Chickasaw County, IA | 7 | Under 10 loans | 0.0% |
| Webster County, IA | 5 | Under 10 loans | 0.0% |
| Floyd County, IA | 3 | Under 10 loans | 0.0% |
| Calhoun County, IA | 2 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 2 | Under 10 loans | 0.0% |
| Fayette County, IA | 2 | Under 10 loans | 0.0% |
| Kossuth County, IA | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Story County, IA | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Grundy County, IA | 1 | Under 10 loans | 0.0% |
| Hamilton County, IA | 1 | Under 10 loans | 0.0% |
| Howard County, IA | 1 | Under 10 loans | 0.0% |
| Mitchell County, IA | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Olmsted County, MN | 1 | Under 10 loans | 0.0% |
| Putnam County, MO | 1 | Under 10 loans | 0.0% |
| Otoe County, NE | 1 | Under 10 loans | 0.0% |
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When First Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.