First Bank & Trust Company
First Bank & Trust Company received 77 applications in 2025 and made 55 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $85,000. Of 64 decisions, 7 were denials — 10.9%.
| Legal Entity Identifier | 549300RPDWEFBGPJPW67 |
|---|---|
| Applications received | 77 |
| Mortgages made | 55 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank and Trust Company, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | Not published | $125,000 | 18.8% |
| Refinancing | 10 | Not published | $65,000 | 9.1% |
| Other purposes | 20 | Not published | $70,000 | 0.0% |
Where First Bank & Trust Company lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Noble County, OK | 21 | Not published | 8.3% |
| Garfield County, OK | 11 | Not published | 7.7% |
| Pawnee County, OK | 9 | Under 10 loans | 0.0% |
| Payne County, OK | 4 | Under 10 loans | 20.0% |
| Logan County, OK | 2 | Under 10 loans | 33.3% |
| Pushmataha County, OK | 2 | Under 10 loans | 0.0% |
| Washington County, OK | 2 | Under 10 loans | 0.0% |
| Grant County, OK | 1 | Under 10 loans | 50.0% |
| Kay County, OK | 1 | Under 10 loans | 50.0% |
| Oklahoma County, OK | 1 | Under 10 loans | 0.0% |
| Osage County, OK | 1 | Under 10 loans | 0.0% |
| Lincoln County, OK | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.