FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION
FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION received 42 applications in 2025 and made 32 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 37 decisions, 5 were denials — 13.5%.
| Legal Entity Identifier | 549300DFQK7P8BBRWA45 |
|---|---|
| Applications received | 42 |
| Mortgages made | 32 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $115,000 | 8.7% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, OH | 11 | Not published | 8.3% |
| Hancock County, WV | 6 | Under 10 loans | 14.3% |
| Ohio County, WV | 6 | Under 10 loans | 14.3% |
| Belmont County, OH | 3 | Under 10 loans | 0.0% |
| Brooke County, WV | 3 | Under 10 loans | 0.0% |
| Columbiana County, OH | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 50.0% |
| Washington County, PA | 1 | Under 10 loans | 0.0% |
| Marshall County, WV | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.